Pet health insurance is growing in popularity — and for good reason. Vet bills can be unpredictable, and more pet parents are turning to insurance to protect their furry family members and their wallets. In this guide, we’ll break down what pet health insurance covers, why it’s worth considering, and how to choose the best plan for your dog or cat.
Why Consider Pet Health Insurance?
Rising vet costs
Unexpected illnesses or accidents
Peace of mind during emergencies
Helps avoid tough financial decisions
What Does Pet Insurance Typically Cover?
Accidents (e.g., broken bones, swallowed objects)
Illnesses (e.g., cancer, allergies, infections)
Some offer wellness add-ons (vaccines, dental, checkups)
What It Usually Doesn’t Cover
Pre-existing conditions
Cosmetic procedures
Behavioral training (varies)
Top Pet Health Insurance Providers
Spot Pet Insurance – Great for wellness add-ons
Embrace – Customizable plans
Fetch by The Dodo – Strong accident/illness coverage
Pumpkin – Known for fast reimbursements
ASPCA Pet Insurance – Trusted name with flexible coverage
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Helpful Tip Section
🐾 Tip: Sign up while your pet is still young and healthy — premiums are lower and coverage is more comprehensive!
